How Do I Pay?

Who will you accept as a patient?

We take every patient, whether or not you have insurance.  We do not bill insurance directly.

Instead, you pay at the time of service.  There’s no paperwork.  You receive a superbill. A superbill can be sent to your health insurance company as an out-of-network provider, and patients can usually receive partial reimbursement.

Who is this for?

This type of medical service is for everyone, regardless of insurance status.  If you do have insurance and you need diagnostic testing (chest x-ray and blood work), that gets covered by your health insurance.

Any recommendations to specialists will be covered by your health insurance as it always would.

Why do billing this way?

Dr. Alison Jackson has chosen to do this because she is not relying on health insurance reimbursements to run the practice.  She cuts out the middleman and decreases the overhead dramatically.  The prices are fair and it allows Dr. Alison Jackson to spend much more time with you.

This business model makes volume less important and quality more important.  For this reason, direct relationships with insurance companies are not a part of the equation.  Dr. Alison Jackson feels this is the best setup that provides the greatest level of genuine care.

Financial Policy

As a result of our sincere desire to base all medical decisions on what is best for the patient, not what is best for the insurance company, we are no longer contracted with any insurance carriers, including Medicare.  Dr. Alison Jackson is considered an “out-of-network” provider, and is “Opted-Out” of Medicare contracting.

 

  1. All charges must be paid at the time of service and our treatment fees are the same for all patients, regardless of insurance coverage or not.
  2. The contract with your insurance company to pay for a portion of your medical care is between you and your insurance company. By eliminating costs associated with billing, claim denials, re-submission, collection risks, and other managed care costs, we can provide patients a fair price for services without the administrative hassles and bureaucracy.
  3. For your benefit, we will always provide you with a superbill that contains the necessary codes for you to submit on your own to your insurance carrier for reimbursement. We recommend you contact your insurance carrier to verify your benefits so you will have a basic understanding of how your insurance will reimburse you for services provided by our office.
  4. Medicare: Dr. Alison Jackson has chosen to “Opt Out” of Medicare.  All patients who are on Medicare, or are eligible for Medicare, must sign the federally mandated “Private Contract” in order to receive services at our clinic.  All services must be paid at the time of service. Neither Dr. Alison Jackson, nor the patient may file a claim to Medicare directly for reimbursement. Your individual secondary insurance may cover some of the services rendered. You will receive a superbill to send to that company.